Loss of Value at
Disabled for… age 65*
2 years $61,094
5 years $136,788
7
What if disability isn’t permanent?
uEven a shorter disability can mean dramatic loss of retirement plan value at age 65:
u
u
u
u
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u*Assumes disability occurs at age 50
But what if a disability isn’t permanent? What if it only lasts for a few years?  Consider how a shorter disability can mean a dramatic loss of retirement plan value at age 65.

For example, if an individual is disabled for two years, he or she would lose over $61,000 of value in the retirement fund, because of those lost years of contributions.  If you are disabled for five years, the loss of those contributions can mean a loss of value at age 65 of over $136,000.