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You can't protect your clients from an accident or an illness, but you can safeguard their largest investment - their home - with Mortgage Disability Income protection. ¨ Available to all occupation classes from 25 to 50 years old ¨ Choice of elimination and benefit periods ¨ Guaranteed renewable to age 65 ¨ Own Occupation Definition of Total Disability (first 24 months) ¨ Partial Disability Benefit ¨ Non-tobacco rates for no use in last 12 months ¨ Presumptive Disability Benefit ¨ Waiver of Premium Benefit ¨ $1,000 Home Modification Benefit ¨ Rehabilitation Benefit ¨ Simplified Application ¨ Simplified Underwriting (no doctor’s exams, no W-2’s or tax returns) ¨ Riders include: Residual Benefit, Return of Premium, and Catastrophic Disability |
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