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  Disability

BUY-OUT  Insurance

for Business Owners

   

Policy Basics

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Occupation classes - 5A, 4A, 3A, 2A, A

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Issue ages - 18-60

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Elimination periods - 365, 540, 730 days

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Benefits - lump sum, monthly installments of 24, 36 or 60 times, or a combination of lump sum and monthly installment

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Business interest - owners must have 10% ownership interest in the firm

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Availability - all eligible owners must apply
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Number of Owners: Two to ten for 5A and 4A occupation classes, two to eight owners for 3A and 2A, and two to six owners for A occupation classes.

 

Unique Features:

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Waiver of Premium Benefit

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Death Benefit

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Legal/Accounting Fee Benefit

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Transfer Privilege

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Exchange Privilege

Commissions:

 4 50 percent first year for

      occupation classes 5A-3A,

 4 45 percent for occupation

      classes 2A and A;

 4 tiered renewals;

 4 Quality Producer Bonus and

 4 Quality Business Bonus

      (persistency) available.

Need more info?          Need FORMS?

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FREE QUOTES

   We do the work,

You get the commissions ! 

 

 Email:                    Ledc@leadingedgefinancial.net

Leading Edge Disability Center, LLC WEBSITE: www.disabilitycenter.com

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